Paritosh Patel: The Accomplished In-House Counsel and Attorney Making Waves in Commercial Litigation
Paritosh (Perry) Patel is an experienced attorney and in-house counsel currently working with Jefferson Capital Systems, LLC. Based in Franklin, Tennessee, his career spans various legal disciplines, including debt collection, consumer finance litigation, and commercial litigation. His strong educational background and extensive professional experience in the legal field have established him as a respected figure in the legal community.
A Diverse Legal Career
Early Career Development
Paritosh Patel’s journey in law began after he completed his Bachelor of Arts in Economics and Political Science from the University of Tennessee, Knoxville, where he graduated in 2010. His passion for law led him to pursue a Juris Doctor (J.D.) degree from The University of Memphis—Cecil C. Humphreys School of Law, where he completed his education in 2014. Patel’s academic foundation set the stage for his multifaceted legal career, which has been both rewarding and dynamic.
His early years in law were characterized by a blend of practice areas, including business law, immigration law, environmental law, and tax law. As the founding attorney of Perry Patel Law, PLLC, he worked on a wide variety of cases, from drafting articles of incorporation and employment contracts to representing clients in environmental and tax law matters. Patel’s versatility in legal practice allowed him to build a reputation as a highly adaptable attorney capable of handling different types of legal issues.
Transition to Specialization in Debt Collection and Commercial Litigation
As his career progressed, Paritosh Patel’s legal focus sharpened, especially in the areas of debt collection and creditor rights. He gained significant experience in this field while working as an attorney at Nathan & Nathan, P.C. in Nashville, Tennessee. At Nathan & Nathan, Patel specialized in collections and creditors’ rights, ensuring clients received the maximum recoveries while adhering strictly to federal, state, and local regulations. His success in this role allowed him to further refine his skills in managing complex legal issues related to debt collection and commercial litigation.
In 2017, Patel joined West Tennessee Legal Services, where he provided legal representation to victims of elder abuse and financial crimes. This role demonstrated his commitment to social justice and underscored his ability to handle sensitive and impactful legal matters. His time at West Tennessee Legal Services further solidified his reputation as a compassionate attorney committed to helping vulnerable individuals.
Current Role at Jefferson Capital Systems, LLC
In-House Counsel Responsibilities
Today, Paritosh Patel serves as the In-House Counsel for Jefferson Capital Systems, LLC, a leading purchaser and servicer of consumer charged-off and bankruptcy accounts. Based in Sartell, Minnesota, Jefferson Capital is one of the nation’s top firms specializing in debt purchasing and servicing, with clients including major Fortune 500 companies, telecommunication providers, credit card issuers, and auto finance companies. Patel’s role at Jefferson Capital is critical to the company’s operations and involves overseeing collection legal actions in Tennessee.
As an In-House Counsel, Patel is responsible for coordinating and managing processes related to collection legal actions, primarily in Tennessee. His work includes litigating collection cases, defending against counterclaims and affirmative defenses, and ensuring compliance with industry regulations such as the Fair Debt Collection Practices Act (FDCPA) and Consumer Financial Protection Bureau (CFPB) guidelines. Patel’s legal expertise is crucial in helping Jefferson Capital navigate complex compliance issues and ensure that the company’s operations align with legal standards.
Key Contributions to the Company
In his capacity as In-House Counsel, Patel has played a pivotal role in enhancing the legal strategies and processes at Jefferson Capital. He regularly collaborates with external counsel for cases across Tennessee, ensuring that all legal actions are executed with precision and within the bounds of the law. Patel also contributes to the company’s operational strategies by creating processes for effective debt collection while managing compliance risks associated with such practices.
Beyond his legal expertise, Patel has worked on creating guidelines for witness preparation and other operational procedures to improve the overall efficiency of the company’s legal department. His leadership in these areas has helped Jefferson Capital maintain its competitive edge in the financial services industry.
Skills and Expertise: A Broad Legal Repertoire
A Well-Rounded Legal Professional
Paritosh Patel’s legal expertise spans multiple domains, which has contributed significantly to his success as an attorney and in-house counsel. His skills include:
- Debt Collection & Creditor Rights: Patel has extensive experience in handling debt recovery cases, including representing clients in collection efforts and navigating the legal complexities surrounding creditor rights.
- Real Estate & Commercial Litigation: As a commercial litigator, Patel has a deep understanding of contract disputes, family law, professional malpractice, and tort actions, all of which are integral to his role in commercial litigation.
- Consumer Finance Litigation: Patel is well-versed in litigation surrounding consumer finance, providing essential legal guidance for companies involved in debt purchasing and servicing.
- Family Law & Employment Law: Patel has also worked on family law litigation and various employment law matters, showcasing his versatility in different legal fields.
His ability to shift focus between these practice areas makes him a highly adaptable and valuable legal resource for his clients and employers alike.
Advocacy and Legal Research
In addition to his litigation work, Paritosh Patel has demonstrated his legal research and advocacy skills in numerous legal settings. His time as an extern at Memphis City Attorney’s Office and Memphis Area Legal Services involved conducting in-depth legal research and writing legal memorandums on cases concerning contractual issues, wrongful termination, and religious discrimination. These experiences provided Patel with a solid foundation in legal research and the ability to develop strong arguments to support clients’ positions in court.
Educational Journey: From the University of Tennessee to the University of Memphis
Paritosh Patel’s educational background played a critical role in shaping his career. He earned a Bachelor of Arts degree in Economics and Political Science from the University of Tennessee, Knoxville, where he was an active participant in extracurricular activities like the National Honor Society and Pre-Law Society. During his undergraduate years, Patel developed an interest in law, which motivated him to pursue a Juris Doctor degree from The University of Memphis—Cecil C. Humphreys School of Law.
While attending law school, Patel was involved in several activities, including Freshmen Moot Court, where he argued in front of a panel of judges on complex legal issues. He also participated in Alternative Spring Break, providing important legal services to indigent senior citizens. His law school experiences provided valuable insight into the practical aspects of law, shaping his approach to legal practice and advocacy.
Conclusion
Paritosh (Perry) Patel’s career is a testament to his dedication, legal expertise, and ability to navigate complex legal challenges. With a diverse background in various practice areas, he has emerged as a leading figure in debt collection, commercial litigation, and consumer finance law. As In-House Counsel at Jefferson Capital Systems, LLC, Patel continues to make meaningful contributions to the company’s success while upholding the highest standards of legal practice. His broad experience and unwavering commitment to his clients and employers solidify his standing as a respected attorney in Franklin, Tennessee, and beyond.
