Top 5 Crypto Cards for Payments in European Supermarkets
Crypto cards have been gaining popularity for years, and in Europe they are becoming a real alternative to traditional payments. The ability to pay with Bitcoin, Ethereum, or stablecoins directly in supermarkets – thanks to automatic conversion into euro – makes using crypto as convenient as using a regular bank card.
The year 2026 will mark a turning point for the European crypto card market: services are expanding, and providers are introducing more user-friendly solutions. That’s why, already in September 2025, we have prepared a ranking of cards that we believe will perform best in the coming year.
In this article, you’ll find the Top 5 crypto cards for payments in European supermarkets. Each has its own strengths – from ease of use, through mobile app integration, to attractive cashback programs. At the top of the list is Trustee Plus + Quicko Digital, a solution that combines a wallet, a card, and full integration with traditional payments.
How Do Crypto Cards Work?
At first glance, a crypto card looks and works just like a regular debit or credit card. The difference lies in the source of funds. Instead of holding money in a bank account, the user has a crypto balance that is automatically converted into local currency at the moment of payment – in Europe, this means euro.
Here’s how it works:
- At checkout (e.g., in Lidl, Carrefour, Aldi, or other supermarkets), the terminal requests the payment amount in EUR.
- The crypto card deducts the equivalent amount from the user’s wallet.
- The operator’s system instantly exchanges the crypto into euro at the current rate.
- The store receives payment exactly as if a traditional Visa or Mastercard was used.
For the cashier or supermarket, nothing changes – they receive euro. For the user, it means the freedom to pay with crypto without manual exchange on an exchange platform or making additional transfers.
Modern crypto cards often integrate with Apple Pay and Google Pay, so you don’t even need the physical card – just your smartphone or smartwatch.
There are both virtual cards (ideal for mobile and online payments) and physical cards (usable in-store or at ATMs). When choosing the best crypto card, consider:
- Conversion fees,
- Monthly payment limits,
- Extra benefits (e.g., crypto cashback),
- Availability in Europe and acceptance in supermarkets.
These were the criteria we applied in creating our 2026 ranking.
Ranking of the Best Crypto Cards for 2026
1. Trustee Plus + Quicko Digital – the Best Choice in Europe
Trustee Plus + Quicko Digital makes it possible to use cryptocurrencies like regular money. On one hand, you have Trustee Plus, a crypto wallet with exchange and SEPA transfer functions. On the other hand, you get Quicko Digital, a payment card accepted wherever card terminals are available.
IBAN always at hand
A key feature of Trustee Plus is generating a personal IBAN in the SEPA system. This makes the app function like a bank account in euro. You can:
- Make transfers (rent, bills, shopping),
- Receive payments from friends, clients, or businesses,
- Instantly send exchanged crypto without using exchanges.
Trustee Plus + Quicko together
With Trustee Plus you can:
- Store and send cryptocurrencies (BTC, ETH, SOL, USDC, XRP, TRX, and more),
- Instantly exchange them to fiat currencies,
- Use your personal IBAN for SEPA transfers,
- Top up your balance and transfer it to the Quicko Digital card.
Top-ups are instant and free of extra fees.
Payment convenience
Quicko Digital supports Apple Pay and Google Pay, enabling payments via phone or smartwatch. There are no monthly fees or hidden charges, and the monthly spending limit goes up to 50,000 EUR. Perfect both for daily supermarket shopping (Lidl, Carrefour, Aldi, etc.) and bigger purchases.
Who is it for?
Trustee Plus + Quicko Digital is ideal for people who want to:
- Pay with crypto in European supermarkets and online stores,
- Easily exchange crypto into fiat and use it immediately,
- Have access to their own IBAN and SEPA transfers,
- Avoid hidden fees and complex conditions,
- Use an app and card fully optimized for European users.
The Trustee Plus wallet has also been recognized by the industry – the reputable crypto media Incrypted awarded it the title of Best Crypto Wallet in Eastern Europe in its annual ranking. Proof that it meets the highest standards and is appreciated by experts.
2. Crypto.com Visa Card
The Crypto.com Visa Card is one of the world’s most recognizable crypto cards and works everywhere Visa is accepted – including European supermarkets. Funds are converted into euro at the time of payment, making everyday shopping seamless.
It comes in multiple tiers (from free basic to premium with higher cashback), each with different benefits. The entry-level card requires no CRO staking, while higher tiers reward frequent users with attractive perks.
3. Coinbase Card
The Coinbase Card is directly linked to a Coinbase exchange account. It allows payments in euro in European stores, with automatic crypto-to-fiat conversion. The Coinbase app shows exactly how much crypto was exchanged and at what rate.
It’s a simple and intuitive option for beginners, though the cashback program in Europe is less generous compared to the U.S.
4. Revolut (with crypto feature)
Although Revolut is not a pure “crypto card,” it’s extremely popular in Europe. In the app, you can buy crypto, instantly convert it to euro, and pay in stores – including supermarkets – with the same Revolut card you already use.
- Pros: simple to use, automatic conversion, widely available.
- Cons: limited control over crypto (cannot always withdraw to external wallets).
A convenient option for everyday users who already rely on Revolut.
5. Wirex Card
The Wirex Card works across Europe and lets you pay in euro with instant conversion at checkout. It also offers cashback rewards in WXT tokens.
Wirex supports many cryptocurrencies and includes an easy-to-use mobile app, making it a strong alternative for those who want extra perks from daily spending.
Crypto cards are no longer a gadget for tech enthusiasts – they are now a practical tool for daily payments. Thanks to automatic conversion into euro, you can pay with crypto in European supermarkets such as Lidl, Carrefour, Aldi, or local chains without hassle.
Our 2026 ranking highlights five cards that truly work in Europe. Each has its strengths:
- Crypto.com Visa Card – broad range and cashback,
- Coinbase Card – simplicity,
- Revolut – convenience,
- Wirex – loyalty rewards.
But the standout is clearly Trustee Plus + Quicko Digital – more than just a card, it’s a full financial ecosystem: wallet, exchange, IBAN, and payments in one place. With no hidden fees, Apple Pay/Google Pay support, and full supermarket usability, it’s the most practical choice for Europeans who want to use crypto for everyday shopping.
