First Response Finance Ltd: Your Trusted Partner in Vehicle Finance Solutions

When it comes to securing finance for motor vehicles in the UK, First Response Finance Ltd stands out as a reliable and customer-focused company. Established in 1998, this award-winning finance provider has built a strong reputation for offering tailored financial products with a commitment to exceptional service. Headquartered in Chilwell, Nottingham, with additional offices in Leigh and Glasgow, First Response Finance Ltd serves a wide range of customers across the country, specialising in vehicle hire purchase agreements and personal loans.
Company Overview
Founded over two decades ago, First Response Finance Ltd has grown steadily to become one of the leading finance companies in the UK motor vehicle sector. The company currently employs between 201 and 500 people, reflecting its significant presence and the scale of its operations. It prides itself on a people-centric philosophy that drives its business model: ‘People, Service, Profit’. This philosophy underlines the company’s belief that investing in skilled employees and delivering quality services naturally leads to sustainable profitability.
The firm’s headquarters is located in Chilwell, Nottingham, an ideal base from which to manage its operations throughout the UK. Additionally, it maintains active offices in Leigh and Glasgow, enabling it to cater efficiently to clients in diverse regions.
Specialties and Services
First Response Finance Ltd is primarily known for its Hire Purchase (HP) agreements, which form the backbone of its financial offerings. These agreements allow customers to purchase vehicles—ranging from used cars and vans to motorbikes—through affordable, manageable instalments while spreading the cost over an agreed period.
Hire Purchase Agreements
Hire Purchase is a popular choice among UK motorists who want to drive away in a vehicle without the need to pay the full price upfront. First Response Finance Ltd structures these agreements with transparency and flexibility, ensuring customers understand the terms and find a plan that suits their financial situation. This service is widely respected for its ease of access, making it an attractive option for individuals and motor dealers alike.
Personal Loans
Beyond hire purchase, First Response Finance Ltd also provides personal loans specifically targeted at existing customers. These loans offer additional financial support, whether for vehicle maintenance, upgrades, or other personal needs, reinforcing the company’s commitment to customer satisfaction and long-term relationships.
Dealer Partnerships
The company maintains close working relationships with motor dealers across the UK. Through its dealer portal, First Response Finance Ltd equips dealers with instant finance solutions, streamlining the buying process for customers. This collaboration benefits both dealers, by increasing sales opportunities, and buyers, by simplifying access to finance.
Commitment to People and Service
At the heart of First Response Finance Ltd’s success is its commitment to the people it serves—both customers and employees. The ‘People, Service, Profit’ philosophy is more than a slogan; it’s a guiding principle shaping every aspect of the business.
Investing in Employees
Recognising that skilled, motivated employees are essential to delivering excellent service, First Response Finance Ltd invests heavily in people development. From training and leadership programmes to wellbeing initiatives, the company strives to create a positive and supportive work environment. This investment translates into high-quality customer service, efficient operations, and innovation in its product offerings.
Customer-Centric Approach
First Response Finance Ltd is dedicated to providing a seamless, transparent, and trustworthy experience for its customers. The company’s team works closely with clients to understand their financial needs and offer suitable solutions. By combining expert underwriting, flexible financing options, and responsive customer service, First Response Finance Ltd ensures clients feel supported throughout their journey.
Company Details
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Founded: 1998
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Headquarters: Chilwell, Nottingham
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Phone: 0115 946 6260
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Industry: Financial Services
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Company Size: 201-500 employees
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Specialties: Consumer Finance, Underwriting, Sales, Account Management, Customer Services, Collections, People Development, Leadership, Management, Sub-prime Finance for Motor Dealers
Why Choose First Response Finance Ltd?
Expertise and Experience
With more than 25 years of experience, First Response Finance Ltd understands the nuances of vehicle finance and consumer credit. Their team of experts uses this knowledge to tailor solutions that fit the needs of diverse customer profiles, including those who may have difficulty securing finance elsewhere.
Comprehensive Product Range
The company’s focus on hire purchase agreements combined with personal loan offerings creates a versatile portfolio of products. This breadth allows First Response Finance Ltd to serve a wide customer base—from first-time buyers to returning clients seeking additional support.
Trusted Dealer Network
First Response Finance Ltd’s partnerships with a wide network of motor dealers enhance the accessibility of finance options across the UK. Dealers can rely on the company’s swift and reliable finance services to boost sales and provide better customer service.
Commitment to Compliance and Ethics
Operating within the stringent UK financial regulations, First Response Finance Ltd prioritises transparency, fairness, and ethical lending. Customers can expect clear contract terms and responsible lending practices, making their finance experience both secure and stress-free.
How to Get Started
Getting finance through First Response Finance Ltd is straightforward. Customers can visit the Official Website to explore available finance options or find a dealer near them offering First Response finance. Existing customers looking for personal loans can contact the company directly via phone or through the dealer portal for support.
For motor dealers interested in partnering, the company offers a dedicated dealer portal that facilitates easy application and approval processes, enhancing the customer journey at the point of sale.
Conclusion
First Response Finance Ltd has firmly established itself as a trusted and respected player in the UK vehicle finance market. With a clear focus on people, outstanding service, and sustainable growth, it continues to deliver valuable financial products tailored to the needs of motorists and dealers alike. Whether you are a customer seeking flexible hire purchase agreements or a motor dealer looking for a dependable finance partner, First Response Finance Ltd offers a comprehensive, professional, and customer-first approach.